Frequently Asked Questions All
FAQ's
Can I find a grant that will help me pay for home renovations?
- Grant$
for social services / Foundation Center.
Library Center Ref Funding Info Ctr Call # 001.44 G 2000/2001
Covers grants to human service organizations in the U.S. and abroad for a broad range of services, including: children's and youth services, family services, personal social services, emergency assistance, residential/custodial care and services to promote the independence of specific population groups
- Foundation
grants to individuals / Foundation Center
Library Center Ref Funding Info Ctr Call #001.44 F 2003
- Grants
for Individuals online search http://www.lib.msu.edu/harris23/grants/3subject.htm
- Government
Benefits web site search http://www.govbenefits.gov/govbenefits/index.jhtml
- Grants.gov http://www.grants.gov
Rehabilitation Mortgage Insurance (HUD/FHA)
In order to qualify for this benefit program, you must be a current or prospective homeowner who is planning to repair or improve a residential structure that is more than one year old. This program may help individuals finance the cost of purchasing and rehabilitating their new or existing home. While HUD does not lend money directly to buyers to purchase a home, FHA-approved lenders make loans through a number of FHA-insurance programs.
To read more about this program, go to: http://www.hud.gov/offices/hsg/sfh/203k/203k--df.cfm
For housing rehabilitation that does not require buying or refinancing the property, read: http://www.hud.gov/offices/hsg/sfh/title/title-i.cfm
To obtain a FHA-insured mortgage, look in your local Yellow Pages under "Mortgages" or contact a FHA-approved lender: http://www.hud.gov/ll/code/llplcrit.html
Rural Housing: Housing Repair Loans and Grants
The Very Low-Income Housing Repair program provides loans and grants to very low-income homeowners to repair, improve, or modernize their dwellings or to remove health and safety hazards. You must be a US citizen or permanent resident who lives in a rural area.
The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings. Loans are arranged for up to 20 years at 1% interest. Grants may be arranged for recipients who are 62 years of age or older and can be used only to pay for repairs and improvements to remove health and safety hazards. Loan/grant combinations may be arranged for applicants who can repay part of the cost. Very low-income for this program is defined as below 50 percent of the area median income.
For more information about the housing repair loan program, visit: http://www.rurdev.usda.gov/rhs/
If you are 62 years or older, you may qualify for a housing repair grant. For more information about this program, visit: http://www.rurdev.usda.gov/rhs/
To apply for a loan or grant online go to: http://www.sc.egov.usda.gov, or you may contact your state's Rural Development field office using this office locator tool: http://www.rurdev.usda.gov/recd_map.html
- Ozarks Area Community Action Corporation (OACAC)
Offers a weatherization program for low income homeowners and renters:215 S Barnes
Springfield MO 65802
Phone: 864-3460
Fax: 864-3472
Source: Shelley White, Funding Information Center Coordinator
Date: November 10, 2004